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Informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit.
Whether you're looking to expand operations, launch a new product, or overcome a temporary financial challenge, having access to capital is essential. While different lenders have particular standards and regulations, there are some basic steps business owners can take to improve their chances of scoring a loan.
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Business is a great way to supplement your income, pursue your passions, or build a foundation for a future full-time venture. However, it's important to be aware of the risks involved before you take the plunge.
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A little bit goes a long way, and an ounce of prevention is worth a pound of cure. These are common sayings that certainly pertain to auto maintenance. For most people, their automobile is likely one of their biggest investments and also one of the things they depend on most. Here are some easy things you can do to extend the life of your vehicle and minimize future repairs.
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For many parents, making kid's lunches is one of the bigger drawbacks to back-to-school time, adding one more chore to our already busy lives. In a perfect world, we'd have our kids make their own, but there are drawbacks to that as well. For starters, these self-made lunches would likely include lots of fun snacks and very little in the way of nutrition. And the prodding it takes to get them to actually do it often takes longer than just doing it ourselves.
Skin in the summer months has a lot going against it, and throughout the course of a day, it can be faced with all kinds of conditions. There's the salty sweat from exercising on hot summer days, the damage that comes with sun exposure, and the dryness that comes with the heat. And let's not forget the other skin incidents that tend to come about in the summer, such as bee stings, mosquito bites, poison ivy rashes, swimmer's itch, exposure to chlorine from the pools, and the list goes on.
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Both business owners and employees have likely heard of OSHA, which stands for the Occupational Safety and Health Administration, a federal agency that sets and enforces safety regulations to ensure a safe and healthy working environment for employees.
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Gun control is one of the most controversial topics in the U.S., however, one thing that most can agree on is that firearms should be stored and used safely and responsibly. If you're a homeowner and own firearms, there are some simple things you can do to promote gun safety. Remember, responsible gun ownership involves not only knowing how to use your firearm but also prioritizing safety for yourself and those around you.
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Having adequate RV insurance is essential to protect your investment and peace of mind while traveling. As with auto insurance, your rates are based on the make and model of your RV, your driving history, and other factors. You may have the option to add RV coverage to your regular auto insurance, but this isn't always recommended. Because your RV is both a home and a vehicle, it may require specialized insurance to provide the right kind of coverage. Each person's RV insurance needs are unique, so choose a policy tailored to your specific requirements and budget.
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