car insurance
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Graduating from college is an exciting milestone. As you transition into the working world, your insurance needs will change. Knowing how to navigate health, auto, renters, and other insurance options can save you money and help protect your future. This guide offers practical tips for new college graduates in Virginia so you can make informed decisions.
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As the new year begins, many of us set resolutions to improve our health, finances, or overall well-being. But have you considered making an insurance review part of your goals this year? Taking a closer look at your insurance coverage can ensure you're properly protected, potentially save you money, and help you feel more secure about your future.
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August. The air is thick with humidity, the sun beats down relentlessly, and the smell of barbecue lingers in the air. It's a month that evokes images of long, lazy days and cherished memories. And for many, it's also a month synonymous with classic cars.
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According to NHTSA, over 450,000 vehicles are sold annually in the United States with fraudulent odometer readings, resulting in losses exceeding $1 billion for American car buyers each year. Mileage fraud, also known as odometer tampering, is a serious crime that can cost car buyers thousands of dollars. In this blog post, we'll discuss what mileage fraud is, how to spot the signs, and how to protect yourself when buying a used car.
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If the hood of your car unexpectedly pops open while you're driving, it can be a dangerous situation and should be handled with caution. Here's what may happen and what you should do:
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Are teens really the worst drivers out there? Is texting the main reason for car accidents, or is it driving under the influence? Here are some interesting statistics about life on the road.
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Having adequate RV insurance is essential to protect your investment and peace of mind while traveling. As with auto insurance, your rates are based on the make and model of your RV, your driving history, and other factors. You may have the option to add RV coverage to your regular auto insurance, but this isn't always recommended. Because your RV is both a home and a vehicle, it may require specialized insurance to provide the right kind of coverage. Each person's RV insurance needs are unique, so choose a policy tailored to your specific requirements and budget.
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New parents have their hands full. While the nine months leading up to the birth of a child afford plenty of time to research the best gear and make necessary preparations, the list of concerns for that fragile bundle of joy can be intimidating. And selecting the right car seat is one of the most challenging. Between reviews, recalls, budgets, and difficult-to-understand instructions, the world of car seat shopping is not for the faint of heart. But it needn't be so complicated: once you know the lingo and your needs, it's just a matter of finding the right fit for your vehicle and family.
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According to the National Safety Council, someone is killed in a car accident every 15 minutes, and many more are injured each day. Car accidents remain a leading cause of death in the U.S. year after year, and yet, reducing our risk on the road isn't something most of us think about once we've passed the exam and joined the ranks of everyday drivers. Here are some basics to review to make sure that you're doing your part to be a responsible driver, and to protect yourself and your community.
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Spring is fast approaching and for some drivers that means it's time to shop for a new car. The following cars are rated as the top ten most expensive cars to insure. However, at the end of the day, several factors affect your car insurance premium, not just the price tag on your dream vehicle.
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The Federal Highway Administration database claims that the total number of reported collisions in the U.S. are around 300,000 per year, with many more going unreported for various reasons. Colliding with an animal is a traumatizing experience for all involved, and it's important that every driver knows what to do when it does. Here are some tips to avoid hitting animals in the first place, and how you should handle it if you do.
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Most new parents would probably admit that their driving habits changed after having children. The one-time daredevil of the highway has transformed into a doting dad who never pushes the speedometer past a sluggish 65 mph; the lady lead foot who laughed in the faces of cops is now a minivan-loving, law abider who cruises so slow she would try the patience of a turtle.
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For most of the children in the Virginia, the end of August means those lazy dog days of summer are coming to a close, and those books and desks are what will be opening up next. For parents, the back-to-school season is a great time of year to look over insurance policies, and make sure they are up to date. Here are some insurance situations to consider as the kiddos hit the books.
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If you have a domestic employee, such as a gardener, housekeeper, or nanny, who drives his or her own auto while working for you, there is a potential for you to incur liability arising from their driving that would not be adequately insured. If your employee negligently causes an accident, you as the employer can be drawn into the lawsuit and held liable. Your employee’s own insurance, if any, will protect you up to its policy limits, but you are on your own after that. And your personal auto policy may not respond to cover the difference. The courts have ruled in different ways on these types of loss situations.
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Your son or daughter headed to college will most likely need computer equipment, cell phones and sometimes tablets.
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